> For the complete documentation index, see [llms.txt](https://docs.sectoral.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.sectoral.xyz/using-sectoral/insights.md).

# Spending Insights

Your payment history, for you and for your agents, becomes a clear view of where money is really going. The data stays private; the patterns become visible.

***

## Picking a time window

A single switch at the top drives everything: **7d**, **30d**, or **90d**. Flip it and all charts and totals are recomputed, along with the comparison to the equivalent prior stretch.

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## Key numbers

| Number              | Calculation                               |
| ------------------- | ----------------------------------------- |
| Total transfers     | How many payments fall inside the window  |
| Total volume        | The combined value of those payments      |
| Avg transfer amount | Total volume over the number of payments  |
| Settled rate        | Share of payments that ended in `Settled` |

Every number shows a change versus the window of the same length just before it, so in the 7-day view you are comparing this week with the last one. If that earlier window had no activity, no change is shown at all. We would rather leave it empty than print a percentage that means nothing.

***

## Daily transfer count

A bar chart showing how many payments went out each day in the chosen window. In the 90-day view, axis labels are spaced out so they remain legible. Point at any bar to see that day's exact count and volume.

***

## Volume per account

Breaks total volume down by each account you own, people and agents side by side. If you want to know whether a single agent caused a jump in spending, you can find out right here.

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## Volume per privacy layer

Shows the volume that settled under each layer: **Confidential** (used unless you choose otherwise), **Shielded**, and **Public**. For what each layer does on-chain, read [How Amounts Stay Encrypted](/privacy-and-cryptography/encrypted-amounts.md).

***

## When activity happens

A grid of weekdays by hours, colored by how busy each slot is. It is especially good at revealing how agents behave: a bot limited to certain hours shows up as a lit band, and a scheduled job that really fires on time proves it here.

***

## What this page sees

All of it is built from payments on your own accounts. Other users' activity is never included, and nothing about on-chain visibility changes. Think of it as a view onto records that already belong to you, and nothing beyond that.

***

## Read next

* [Activity Feed](/using-sectoral/activity-feed.md)
* [Wallets for Agents](/ai-agents/agent-wallets.md)


---

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