> For the complete documentation index, see [llms.txt](https://docs.sectoral.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.sectoral.xyz/using-sectoral/wallet-and-funding.md).

# Balance and Top-Ups

The Wallet screen tells you, at a glance, how much you have, which address it is tied to, and how money moves in and out.

***

## Available to spend

The large number at the top is the USDG your primary account can spend at this moment. Underneath it is the Robinhood Chain address linked to your account. If you have not linked one, a prompt appears asking you to add it in [Account Settings](/using-sectoral/settings.md), since you need one for external payouts.

***

## Topping up

Use **Top up** to add USDG to your primary account:

1. Choose $10, $25, $50, or $100, or enter a custom amount
2. Continue, and you get a one-time deposit address on Robinhood Chain
3. Send USDG to it from any exchange or EVM wallet (bridged USDC is accepted as well and typically arrives in about two seconds)
4. Tap **Transferred** after you have sent it

Sectoral monitors the chain for your deposit, which normally lands in a few seconds. When it does, your balance refreshes and the panel closes on its own. You never have to reload the page or guess whether it worked.

***

## Supporting stats

| Stat                | What it shows                                                     |
| ------------------- | ----------------------------------------------------------------- |
| Spent this month    | Outgoing volume that has settled since the 1st of this month      |
| Total topped up     | All funds this account has received from sources outside Sectoral |
| Avg settlement time | The average time your settled payments took to reach finality     |

***

## Latest payments

The Wallet screen shows your most recent payments on the primary account, including the counterparty, memo, and timestamp. A down arrow marks money in, and an up arrow marks money out. To see every account at once, with filters and receipts, open the [Activity Feed](/using-sectoral/activity-feed.md).

Sectoral does not take a network fee from your transfers. The recipient gets exactly the amount you sent, to the cent.

***

## Read next

* [Account Settings](/using-sectoral/settings.md)
* [Spending Insights](/using-sectoral/insights.md)


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